Take the
Stress Off! Request a stress-free loan to support your personal and business goals as you grow. Apply Now arrow_forward Carry Your
Bank with You You can keep your bank with you everywhere you go and make rapid payments with an IndulgeMFB debit card! Request a Debit Card Now arrow_forward Aspire for
Financial Freedom Earn more on your savings, Make smart high-yield investments backed by AI. Open an Account Now arrow_forward Make Quick and
Easy Transfers! No card? No issue! With our online banking interface and USSD, you can safely complete peer-to-peer and interbank transactions without difficulty. Get Started Now arrow_forward

Request a stress-free loan to support your personal and business goals as you grow. Take the Stress Off! Apply Now arrow_forward You can keep your bank with you everywhere you go and make rapid payments with an IndulgeMFB debit card! Request a Debit Card Now arrow_forward Carry Your Bank
with You Earn more on your savings,
Make smart high-yield investments backed by AI. Open an Account Now arrow_forward Aspire for Financial Freedom No card? No issue! With our online banking interface and USSD, you can safely complete peer-to-peer and interbank transactions without difficulty. Get Started Now arrow_forward Make Quick and Easy Transfers!

Welcome to Indulge Microfinance Bank!

Bank Smarter. Save Better. Borrow Wisely.

At Indulge MFB, we’re redefining financial services with a customer-first approach. Whether you’re looking to save, grow your business, or fund your next big goal, we offer tailored financial solutions designed to help you succeed.

Our Vision

To be a leading financial institution, empowering low-income individuals and small businesses to achieve financial stability, growth, and prosperity, thereby contributing to a more... read more

Our Mission

To provide accessible and affordable financial opportunities through our customized products and services for individuals and SMEs.

Our Core Values

Trustworthy
Responsiveness
Unified
Service Excellence
Technological Innovation

Why Choose Indulge MFB?

Licensed by CBN

Your financial security is our priority. Indulge MFB is fully licensed by the Central Bank of Nigeria (CBN)

Deposits Insured by NDIC

Rest easy knowing your deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC)

LICENSED BY

Central Bank of Nigeria

DEPOSITS INSURED BY

Nigerian Deposit Insurance Corporation

Data Secured by NDPR

Your personal and financial data are protected under Nigeria's Data Protection Regulation (NDPR)

Our Services

Get Started with Indulge MFB

We have the right financial solution for you. Explore our range of products:

Savings

Watch your savings grow with competitive interest rates and no hidden fees.

Learn More

Savings

Watch your savings grow with competitive interest rates and no hidden fees.

Loans

Access quick and flexible loans to meet your personal or business needs.

Learn More

Loans

Access quick and flexible loans to meet your personal or business needs.

Investments

Secure your financial future with our lucrative investment opportunities.

Learn More

Investments

Secure your financial future with our lucrative investment opportunities.

Payments

Enjoy seamless payments and transfers, wherever you are.

Learn More

Payments

Enjoy seamless payments and transfers, wherever you are.

Loans

Not Sure How Much You Can Borrow? Find out now with our loan calculator.

Use our automatic loan calculator to view the amount you can borrow from Indulge, the associated interest rate, and your repayment amount based on the loan’s term.

This field is for validation purposes and should be left unchanged.
Get a convenient loan of up to ₦5 million today
(Terms & conditions apply. Loan interest rate may vary)
Loan Amount: ₦1,000,000
Please enter a number from 0 to 5000000.
Loan Duration: 3 Months
Please enter a number from 1 to 12.

Testimonials

"Indulge MFB's quick and seamless loan process gave my business the boost it needed! From the loan calculator to the approval process, everything was straightforward and fast. Within 48 hours, I had the funds to restock my inventory and meet growing customer demand. Highly recommended for entrepreneurs like me!"

Busola Oni

Business Owner

"What truly stands out about Indulge MFB is their exceptional customer support. As a tech-savvy professional, I love how their digital channels work flawlessly, but knowing I can quickly speak to a rep when needed takes the experience to the next level. They genuinely care about their customers!"

Ehankhe A. Usman

Software Tester

"I’ve always struggled to stick to a savings plan, but Indulge MFB’s tailored savings products changed that for me. Their app makes it so easy to automate my deposits and track my goals. Now I can confidently say I’m saving towards my retirement, and it feels great!"

Hauwa Abdulkareem

Business Owner

"With Indulge MFB, I know my finances are in safe hands. As someone constantly on the go, I appreciate their state-of-the-art security features, from encrypted transactions to instant notifications for every activity. Peace of mind is priceless, and Indulge delivers that!"

Olayinka Nasiru

On-the-Go Individual

"Indulge's loan products are a game-changer! Fast approval, low interest, and no stress—truly empowering Nigerians to achieve their goals effortlessly!"

Opeyemi Saka

Mobile Phone and Accessories Dealer

"Indulge's LPO Finance Loan is simply unmatched! It helped me secure big deals seamlessly. Thank you, Indulge, for supporting my business dreams!"

Temitope Disu

Realtor

Download the Indulge App

Access your bank anytime, anywhere with the Indulge MFB mobile app. Manage your savings, apply for loans, and make payments—all in one place.

Service Providers