Personal Loan

Personal Loan

Our Personal Loan is designed to give you quick and flexible access to funds when you need it most.

Whether you are a salary earner in the public or private sector, a contract staff with at least six months in your current role, or a self-employed individual running your own business, Indulge has you covered.

With loan amounts ranging from ₦10,000 to ₦5,000,000, you can take care of urgent needs, personal projects, or business support – all with convenient repayment options tailored to your income flow.

Personal Loan

Loan Features

Minimum Income Requirement

₦50,000

Loan Tenor

1 to 12 months

Interest Rate

3% flat

Quick Loan Disbursement

Direct Debit Mandate for Repayment

No Collateral

Requirements

To access the Personal loan, you’ll need the following:

Valid means of Identification
Utility Bill, Proof of Address (Not more than 3months)
2 passport photographs
Guarantor where necessary
Employment Offer Letter
Post-dated cheque(s) (where necessary)
Work ID / Shop or office rent payment receipt
3-6 months Statement of Account / Cash Flow receipt

Guarantors' (2) Requirements

One passport photograph
Valid means of identification
Utility Bill (electricity, waste, land use charge)
Executed Personal Guarantee Form
Post-dated Cheques (where necessary)

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Want assistance or more details?

A committed team is standing by to help you.

Send an e-mail to info@indulgemfb.com or call +234-91-5050-9000.